Experiencing an accidental injury can be overwhelming—and expensive.

Our Accident insurance provides cash directly to the insured individual for the unexpected costs of an accidental injury. It works alongside any major medical coverage to help pay for out-of-pocket expenses, such as insurance deductibles, copays, treatment and more.

Employer-Sponsored Group Plans
& Voluntary Group Plans

  • Standard plans with a wide range of benefits
  • SMART plans with fewer benefits but higher savings
  • Guarantee Issue amounts available
  • Health Savings Account (HSA)-Compliant
  • Coverage for employees, spouses and children
  • Larger-than-normal benefits when seeking care at high value providers


This information is only a product highlight. Benefits may be subject to medical underwriting. Coverage for a medically underwritten benefit is not effective until the date the insurer has approved the employee’s application. The policy has exclusions, limitations, and reduction of benefits and/or terms under which the policy may be continued or discontinued. The policy may be cancelled by the insurer at any time. The insurer reserves the right to change premium rates, but not more than once in a 12-month period.

If there is a difference between the information on this page and the terms of the policy or certificate, the terms of the policy and certificate control.