Being diagnosed with a critical illness can be an overwhelming experience—physically, emotionally and financially.

Our Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness. It works alongside any major medical coverage to help pay for out-of-pocket expenses, such as insurance deductibles, copays, treatment or day-to-day living expenses.

Employer-Sponsored Group Plans
& Voluntary Group Plans

  • Guarantee Issue amounts available
  • Health Savings Account (HSA)-Compliant
  • Optional wellness benefit to promote prevention
  • Recurrence benefit
  • Portability
  • Coverage for employees, spouses and children


This information is only a product highlight. Benefits may be subject to medical underwriting. Coverage for a medically underwritten benefit is not effective until the date the insurer has approved the employee’s application. The policy has exclusions, limitations, and reduction of benefits and/or terms under which the policy may be continued or discontinued. The policy may be cancelled by the insurer at any time. The insurer reserves the right to change premium rates, but not more than once in a 12-month period.

If there is a difference between the information on this page and the terms of the policy or certificate, the terms of the policy and certificate control.