We understand the unique challenges you face when selecting group employee benefits.

Having served educational institutions for more than 40 years, we appreciate your profession and understand the unique challenges you face when selecting group employee benefits.

Currently, we administer employee benefit programs for nearly 1,000 school districts, school boards and charter schools throughout the country. We also provide tailored insurance solutions for many well-known universities as well as smaller liberal arts and junior colleges.

We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.

It’s our way of thanking you for the important work you do.

Campus Violence Benefit
(K-12 & Higher Ed)

Due to the growing concern of school violence, we offer a Campus Violence Benefit as part of our Accidental Death & Dismemberment (AD&D) coverage.*

When a tragedy strikes, the emotional and financial costs of an injury or loss can be overwhelming. This benefit can help offset some of the financial strain an employee might face because of a violent campus event.

College Assistance Plan (K-12)

Figuring out how to pay for college can be overwhelming, especially with the rising cost of tuition and other expenses.

To help alleviate some of these concerns, we provide access to the College Assistance Plan (CAP), an online resource dedicated to helping people plan for, pay for and reduce the cost of college. This secure online portal includes checklists, a negotiation toolkit, pricing calculators, a college search function, and funding and financial aid information. This program is available to employees of the school district, as well as students and their parents/guardians in the school district, and it is only offered to school districts that include high school (9th-12th grade).**

Disability Coverage During School Breaks (K-12 & Higher Ed)

Since injuries can happen at any time, we include specific contract language designed for educators and staff that treats all disabilities the same, regardless of whether they occur while school is in session or not. This eliminates any confusion an employee may have about his or her coverage while school is not in session. This language is standard on all Short-Term Disability and Long-Term Disability contracts for education-related groups.

J-1/H-1 Visa Exchange Protection (Higher Ed)

When hiring J-1 or H-1 Exchange Visitors (professors, researchers and scholars with a J-1 or H-1 visa), colleges and universities are required by the United States to provide minimum coverage amounts for Medical Evacuation and Repatriation for each Exchange Visitor.

We can assist colleges and universities who need help in obtaining this coverage by providing a program that meets these requirements as a part of the Travel Resource Services™ program.

Office Depot® Discount Program (K-12)

Due to budgetary constraints, many teachers reach into their own pockets to pay for the supplies and tools they need to provide a quality education. This is a great sacrifice that many teachers make for their students. We recognize this, and for our education customers, Office Depot offers a 10% discount on most of their office supplies. This discount is available online through a special website and in stores.***


* Not available in all states. In select states, a Stand Alone AD&D contract may be required.

** The College Assistance Plan is offered by CAP ADVISORY SERVICES, INC. This program and/or any part of this service is not provided or insured by the Dearborn Group brand companies. This webpage is for illustrative purposes only and is not a contract. Availability may vary by group location and size.

*** Exclusions and restrictions apply.